Performance Review Series (Insurance Review)

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Our review Suite for life policy review includes strategies for measuring the performance of personally owned policies, trust owned policies and business owned policies.

Our Suite of Approaches is our best marketing campaign ever. Brilliant consumer-friendly brochures and eyepopping policy review output makes the Suite an invaluable addition to your practice. Ask for them by name: Performance Review for personal life policies, TOLI Performance Review for trust owned life policies, Performance Review for Business Owned Life Insurance for business owned life policies and our newest brochure, Performance Review for Rated Life Insurance for owners of rated life insurance policies. Only Leaders Partners offers such a comprehensive suite of approaches to the lucrative policy review service.

Our Advisors Only area contains everything you'll need for your clients next Performance Review including; the Performance Review Process Overview, Performance Review Initial Fact Finder, Performance Review Health Prep and several professionally written Sample In-Force Illustration Request Letters. If you're not already working with Leaders Partners contact us today about Getting Started with LPI.



LIFE INSURANCE REVIEW - GENERAL

Time for your life insurance to have a check up? Life Insurance Products – Like stocks, bonds or CD’s, their performance may or may not be keeping pace with changing economic times. Just as you might refinance your mortgage in changing economic conditions, so too might you consider “refinancing” your life insurance.

POLICY OWNERS WHO DO NOT DO A POLICY REVIEW MAY BE IN FOR A SHOCK...OR WORSE, A LAPSED POLICY






TRUST OWNED LIFE INSURANCE REVIEW

Trust owned life insurance is not the static product of a generation ago. Today’s products are complex financial vehicles with premiums, cash values and even face amounts subject to huge variations depending on market conditions.

Fiduciaries entrusted with these policies must compare actual performance to that anticipated at inception, and take remedial action as necessary.

EXAMINING THE LIFE INSURANCE IN YOUR CARE...MONITORING POLICY PERFORMANCE IS A FIDUCIARY RESPONSIBILITY




BUSINESS OWNED LIFE INSURANCE REVIEW

Business owned life insurance, purchases for key person coverage, to protect buy-sell or stock redemption agreements, for executive benefit plans, etc. can be substantial business assets. Such policies are meant to protect a business or cover a promise to an executive employee. When actual policy performance varies from projected performance remedial action should be suggested.

UNDERPERFORMING POLICIES...MAY NOT MEET YOUR BUSINESS OBJECTIVES, AND, WORST CASE, POLICIES COULD LAPSE.